Do I really need health insurance?
Health insurance provides you and your family affordable access to high-quality health care. Accidents and illness can happen without warning, and medical treatments can be expensive. Having health insurance means knowing many of your health expenses will be covered.
Is health insurance expensive?
Health insurance isn’t cheap, but it’s a bargain compared to the cost of a trip to the hospital. With our quoting tool located on iHealthAgents.com, you can instantly get quotes to over 150 insurance plans, so it’s easy to find a plan that works for your budget.
Can my health insurance application be denied?
Because of ACA regulations, you can’t be denied based off of a pre-exisiting condition or any other discrimanatory factor. However, you are limited to being able to enroll only during open enrollment or if you qualify for a special enrollment period.
What health insurance companies can i choose from?
We offer every available carrier in every available county of the state. We want to make sure we give you all the options, but are likely to recommend some carriers over others with your best interest in mind. Our plan finder at ihealthagents.com will show you every single plan, on or off exchange, in your area.
What is a health plan network?
A health plan network consists of all the doctors, physicians, hospitals, clinics, and specialists that agree with an insurance company to charge discounted prices for their services in exchange for patient referrals.
Can a health insurance company terminate my individual health insurance policy?
Generally, no. Under the Affordable Care Act, an insurance company can only cancel your individual policy if you stop paying your premium (after the grace period ends), if you commit fraud or intentionally misrepresent important facts, if you move out of the plan’s service area, or if the company stops offering the plan or leaves the individual market in your state.
Need A New Health Plan?
if you need a new health plan, the time to act is now. Get your quote today, and be ready when open enrollment arrives
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