IMG Travel Insurance in Florida
Many sponsoring organizations are seeking ways to limit their liability should one of the group members become ill or have an accident. Whether your group is traveling for vacation, missionary work, or temporary business, IMG can provide high-quality travel medical insurance at affordable prices.
Who is IMG Travel Insurance?
Traveling can be exciting and rewarding, but it can also be expensive when the unexpected occurs far from home. Such events may include sickness or injury, travel delay, baggage loss, or worse. In the past decade, medical costs have increased dramatically worldwide, and even countries with subsidized national health plans now demand payment in full from foreign visitors for medical services rendered. At the same time, travel suppliers such as airlines and tour operators worldwide have made cancellation policies more restrictive. If you have to cancel a trip, it’s likely that a substantial portion of your pre-paid travel expenses will not be refunded, and if you have to interrupt a trip mid-way, a last-minute, one-way economy return flight is now likely to be more costly than ever.
Moreover, the reality of global terrorism, increased travel industry bankruptcies, global economic instability, and the overall unpredictability of life today cause many people to seek ways to minimize the unique financial risks associated with travel.
As a result, savvy travelers purchase travel insurance in order to protect against potentially staggering financial costs resulting from crises such as the cancellation of a major trip due to the death or illness of a family member or a required emergency medical evacuation.
Basic Plan Types
There are many types of travel insurance, and choosing the right plan can be confusing. Becoming familiar with the basic types of plans and specialized terms will make it easier to compare plans and ultimately choose the right plan for your needs. We break down travel insurance into three major categories:
- Travel Medical Insurance
- International Health Insurance
- Travel Insurance
Choosing the Right Coverage
Whether you need individual coverage for a vacation or group coverage for employees located around the world, IMG has a product to meet your needs.
You can use IMG’s Policy Browser to find the right plan for you today.
Patriot Group Travel Medical Insurance
If you’re traveling in a group or looking for coverage for employees assigned overseas, IMG offers solutions designed for you.
(Short-term coverage for groups of five or more)
Apply for Patriot Group Travel Medical Insurance Online
Patriot Group Exchange ProgramSM
(Short-term travel coverage for groups involved in an educational or cultural exchange program.)
Apply for Exchange Program Group Plan Online
GEO Group
(A global employee benefits program for groups of two or more internationally assigned employees)
GEO Group Request for Proposal Online [HTML Form]
GEO Group Request for Proposal [PDF Form]
Built for Crossing Borders
IMG has written international medical and travel coverage since 1990 for both U.S. citizens abroad and foreign nationals visiting the States.
Evacuation Included
Emergency medical evacuation and repatriation sit inside the Patriot plans rather than as a paid extra.
A Plan for Medicare Travellers
GlobeHopper Senior is designed for people on Medicare, which mostly stops paying the moment you leave the country.
Medical or Trip Cost
Travel medical covers you getting sick abroad. iTravelInsured covers the money you lose when the trip falls apart. They are different products.
Why Choose IMG Travel Insurance in Florida?
Highlights of what this carrier offers Florida residents.
Emergency Evacuation
Medical evacuation and repatriation of remains, the coverage that turns a catastrophe abroad into a manageable one.
Global Assistance
A round-the-clock assistance center that finds providers, arranges admissions and handles the language barrier while you are dealing with the emergency.
Annual Multi-Trip Options
Patriot Multi-Trip covers unlimited trips across a year, each up to 30 or 45 days, instead of buying a new policy every departure.
Senior Coverage
GlobeHopper Senior Multi-Trip is written specifically for Medicare-age travellers, a group most travel medical plans price out or exclude.
IMG Plans Available in Florida
Travel medical, senior travel, and trip protection. They solve different problems.
Patriot Travel Series
IMG’s core travel medical line, covering U.S. citizens travelling abroad and foreign nationals visiting the U.S.
- ✓Patriot Lite, Platinum and Multi-Trip
- ✓Emergency medical evacuation included
- ✓Multi-Trip covers a year of travel
- ✓Limits up to $1,000,000 by age
- ✓Buy per trip or annually
GlobeHopper Senior
Built for travellers on Medicare, which generally pays nothing once you leave the country.
- ✓Designed for Medicare-age travellers
- ✓Annual multi-trip option
- ✓30 or 45 days per trip
- ✓Limits up to $1,000,000 by age
- ✓Fills the gap Medicare leaves abroad
iTravelInsured Trip Protection
Covers the money, not the medicine. Cancellations, delays, interruptions and lost baggage.
- ✓Lite, SE and LX tiers
- ✓Trip cancellation and interruption
- ✓Baggage and delay benefits
- ✓Buy alongside a medical plan
- ✓Best bought soon after booking
Explore Other Florida Carriers
We work with all major carriers. Compare them side-by-side to find your best fit.
Medicare Stops at the Border. IMG Does Not.
Original Medicare pays almost nothing outside the United States, and most domestic plans are little better. Tell us the destination, the dates and the ages, and we will tell you which IMG plan fits, or whether you need one at all.