Important: Cigna is leaving the individual ACA market in 2027
On April 30, 2026, Cigna announced it will stop offering individual and family ACA plans as of January 1, 2027. This affects all 11 states where Cigna sells individual coverage, including Florida.
Existing Cigna coverage stays in force through December 31, 2026. If you have a Cigna individual plan, you will need to pick a different carrier for 2027, so plan to choose a new plan during Open Enrollment to avoid a gap on January 1.
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This applies to individual and family ACA medical plans only. Cigna group, dental, vision and Medicare products are not part of this announcement.
Cigna Health in Florida
More than an affordable health plan — Cigna is your partner in health, helping you stay healthy or get better with 24/7 support, $0 preventive care, and telehealth.
Who is Cigna?
Cigna is a global health service company with 95 million customers around the world and more than 40,000 employees worldwide. As your partner in health, they're available 24/7 with an expansive network built to help you meet your health goals.
With a mission to improve customers' health, well-being, and sense of security through the power of preventive care, Cigna has been a trusted name in health insurance for over 200 years.
Customers First
Personal, empathetic experiences that make healthcare easy and reliable.
Community
Embracing diverse, individual strengths as one team.
Innovation
Pushing for a better tomorrow with accountability.
Collaboration
Partnering to build sustainable solutions that increase value for all.
Why Choose Cigna in Florida?
Highlights of what this carrier offers Florida residents.
24/7/365 Support
Help any time, day or night — online or over the phone.
Preventive Care
Annual check-ups, flu shots, and health screenings at no cost.
Telehealth
Talk with a doctor online or by phone for a similar cost to an office visit.
Healthy Savings
Discounts on gym memberships, vision care, and wellness programs.
Cigna Plans Available in Florida
Compare plan types and find the coverage that fits your needs and budget.
Individual & Family
ACA-compliant plans for individuals and families under 65, available on and off the marketplace.
- ✓ HMO & PPO options
- ✓ $0 preventive care
- ✓ Prescription drug coverage
- ✓ Mental health services
- ✓ Telehealth included
Medicare Supplement
Fill the gaps in Original Medicare with Cigna Medigap plans for Florida residents 65+.
- ✓ Plan G, N, and more
- ✓ No network restrictions
- ✓ Guaranteed renewable
- ✓ Predictable costs
- ✓ Travel emergency coverage
Group / Employer
Custom group health solutions for Florida businesses of all sizes with flexible plan designs.
- ✓ Tailored proposals
- ✓ Employee enrollment support
- ✓ Dental & vision add-ons
- ✓ Wellness programs
- ✓ Dedicated account manager
Explore Other Florida Carriers
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Cigna is leaving the ACA marketplace after December 31, 2026. Florida is Cigna’s largest ACA state, and it has announced a complete marketplace exit for 2027. Current members keep coverage through the end of 2026, then need a replacement during open enrollment. We compare every remaining carrier free.
Top 2026 Cigna plans - details and ratings
Cigna sells its Connect-network plans in the Miami, Fort Lauderdale, Tampa, and Orlando metro counties for 2026 - the final year. Representative plans below; cost sharing confirm at quote.
Star ratings are seeded from public ratings and complaint data and adjust as visitors rate each plan.
Cigna Connect 0B
The budget bronze-tier Connect design.
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Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 3.1 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
Cigna Connect Silver (CMS Standard)
The standardized silver design.
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Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 3.1 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
Cigna Connect Silver (value variant)
Lower-premium silver variant.
Rate this plan
Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 3.1 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
Cigna Connect Gold (CMS Standard)
Standardized gold - for the final plan year.
Rate this plan
Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 3.1 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
We have not found enough verifiable public member commentary on Cigna’s Florida plans to quote fairly - your rating above genuinely helps the next shopper.
Cigna rate filing history
Every year Florida insurers file individual-market rate changes with the Florida Office of Insurance Regulation. Here is this carrier’s public record - statewide average changes, not your personal premium:
| Plan year | Requested | Approved | Note |
|---|---|---|---|
| 2018 | +68.9% | Off-exchange; incl. CSR load | |
| 2019 | +30.2% | +10.0% | |
| 2020 | -8.4% | -8.4% | Rate cut |
| 2021 | -3.2% | -1.4% | Rate cut |
| 2022 | +5.8% | ||
| 2023 | +6.8% | ||
| 2024 | +6.0% | ||
| 2025 | +12.3% | ||
| 2026 | +28.7% | +32.1% | Final year |
| 2027 | n/a | n/a | Exits the ACA marketplace |
Sources: Florida Office of Insurance Regulation "Individual PPACA Market Monthly Premiums" annual filings (approved figures), ratereview.healthcare.gov, and ACA Signups Florida tables. 2018 approved figures include the one-time CSR silver load. Figures are market averages, not your personal premium; subsidies can absorb much of an increase.