Cigna Dental in Florida
Cigna Healthcare offers individual and family dental plans in Florida with $0 check-ups on most plans, optional vision and hearing bundles, and rates starting under $20 a month.
Who is Cigna Dental?
Cigna Healthcare is one of the largest health and dental insurers in the country, and its individual dental plans are sold in Florida year-round - no open enrollment window required. Every Florida plan runs on Cigna’s Advantage DPPO network.
Six plans were available on an Orlando quote in September 2026, from an $18-a-month preventive-only plan to bundles that fold vision and hearing benefits into one premium. Most plans cover cleanings, exams and routine x-rays at 100% with no deductible.
Affordable
Florida rates start at $18/month for preventive coverage.
$0 Check-ups
Cleanings, exams and routine x-rays covered on most plans.
Bundles
Add vision and hearing benefits to one dental premium.
Year-Round
Enroll any time - coverage starts the 1st of a month.
Why Choose Cigna Dental in Florida?
Highlights of what this carrier offers Florida residents.
$0 Dental Check-ups
Cleanings, exams and routine x-rays covered at 100% with no deductible on most plans.
Vision & Hearing Bundles
Three plans add up to $300 in vision and $700 in hearing benefits.
Advantage DPPO Network
See any dentist, with the biggest savings from Cigna's nationwide network.
Plans From $18/Month
Orlando rates ran $18 to $62.66/month on a September 2026 quote.
Cigna Dental Plans Available in Florida
Six plans, all on the Advantage network. Rates below are real quotes for a 40-year-old in Orlando (ZIP 32801), October 2026 effective date - your rate varies by age and ZIP.
Dental Preventive - $18/mo
The lowest-cost way to cover the dentistry everyone needs: cleanings, exams and routine x-rays.
- ✓$0 check-ups, cleanings & routine x-rays
- ✓No deductible
- ✓No annual maximum on preventive care
- ✓Advantage DPPO network
- ✓Preventive-only - no basic or major work
Dental 1000 & 1500 - $28 to $34/mo
Cigna's core Florida plans: full preventive, basic and restorative coverage with low deductibles.
- ✓$1,000 or $1,500 annual maximum
- ✓$50 deductible ($150 per family)
- ✓$0 check-ups with no deductible
- ✓Orthodontia on the Dental 1500
- ✓6-month wait on basic/major services
Dental + Vision + Hearing - $33.27 to $62.66/mo
Three bundled plans put dental, vision and hearing benefits on one premium.
- ✓Up to $2,500 in annual dental benefits
- ✓Up to $300 vision / $700 hearing benefits
- ✓Dental implants on the DVH 3500
- ✓$50-$100 deductibles
- ✓One plan, one bill
Rates pulled September 16, 2026 from Cigna's online quote tool (single applicant, age 40, Orlando ZIP 32801, October 1, 2026 effective date). Premiums vary by age and ZIP code and are subject to change - run a quote for your exact rate.
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