✦ Licensed Florida Carrier
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Spirit Dental & Vision in Florida

Spirit Dental & Vision offers stand-alone dental and vision plans in Florida with no waiting periods, immediate coverage, and affordable monthly premiums.

No
Waiting Periods
PPO
Network
Day 1
Coverage
Low
Deductibles

Who is Spirit?

Spirit Dental & Vision is an Ameritas Life Insurance company offering stand-alone dental and vision insurance plans. They’re known for immediate coverage with no waiting periods on most services.

For Floridians looking for dental and vision coverage outside of a health plan, Spirit offers PPO plans with a broad provider network, low deductibles, and coverage that starts right away.

Immediate

No waiting periods — use your benefits from day one.

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Comprehensive

Preventive, basic, and major services all covered.

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Value

Low premiums with meaningful coverage.

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Flexibility

See any dentist — higher benefits in-network.

Why Choose Spirit Dental & Vision in Florida?

Highlights of what this carrier offers Florida residents.

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No Waiting Periods

Coverage starts immediately — no 6-12 month waits.

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Vision Included

Combined dental + vision plans for maximum savings.

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PPO Network

Large provider network with freedom to see any dentist.

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Affordable

Plans starting under $30/month for comprehensive coverage.

Health First Plans Available in Florida

Compare plan types and find the coverage that fits your needs and budget.

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Individual & Family

ACA-compliant plans for individuals and families under 65, available on and off the marketplace.

  • HMO & PPO options
  • $0 preventive care
  • Prescription drug coverage
  • Mental health services
  • Telehealth included
View Individual Plans →
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Group / Employer

Custom group health solutions for Florida businesses of all sizes with flexible plan designs.

  • Tailored proposals
  • Employee enrollment support
  • Dental & vision add-ons
  • Wellness programs
  • Dedicated account manager
Get Group Quote →

Don’t Wait Until It’s Too Late

Get your free, no-obligation quote today. Our licensed agents are ready to help you find the right plan.